WSECU
WSECU — published APRs of 5.05%–14.74%, terms up to 84 months.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means WSECU does not publish this on their public site. "No restriction" means WSECU explicitly states no limit.
Overview
WSECU is a WA-based credit union that offers auto loan refinancing to its members. It lists published APRs of 5.05%–14.74% and terms up to 84 months. Details not shown here weren't published on the pages we reviewed, so confirm eligibility and rates directly with the credit union.
What’s great
- Refinances auto loans
- Published APRs of 5.05%–14.74%
- Terms up to 84 months
What to know
- Credit union membership is required; eligibility rules are on the credit union's site
- Minimum credit score is not published
Eligibility
| Minimum credit score | Not disclosed |
| APR range | 5.05% – 14.74% (new 2024+ from 5.05%; higher-mileage used up to 14.74%) |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | 175,000 miles |
| Loan amount range | Up to $250,000 |
| Term length | Up to 84 months |
| States served | Not disclosed |
| Membership requirement | Not disclosed |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from WSECU's own published materials. Rates, eligibility, and terms can change — verify directly with WSECU before applying.
- [1]Auto Loans — WSECUhttps://wsecu.org/loans/auto-loansLast checked: October 2026