Union Bank and Trust Company
Union Bank and Trust — auto refinancing with an autopay rate discount.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Union Bank and Trust Company does not publish this on their public site. "No restriction" means Union Bank and Trust Company explicitly states no limit.
Overview
Union Bank and Trust says it can help you "find a lower rate, shorter term, or consolidate debt by refinancing your current auto loan." It advertises a 0.50% rate discount when you set up automatic payments from a UBT checking or savings account.…
What’s great
- Refinances current auto loans
- 0.50% autopay discount from a UBT account
What to know
- Rates, terms, and loan amounts are not published
Eligibility
| Minimum credit score | Not disclosed |
| APR range | Not disclosed |
| APR floor (as low as) | Not disclosed |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Not disclosed |
| States served | Not disclosed |
| Membership requirement | Not disclosed |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Union Bank and Trust Company's own published materials. Rates, eligibility, and terms can change — verify directly with Union Bank and Trust Company before applying.
- [1]Auto Loans — Union Bank and Trust Companyhttps://www.ubt.com/personal/auto-personal-loans/auto-loanLast checked: October 2026