TowneBank
TowneBank — refinance APRs starting at 7.41%, fixed rates for 3 to 6 years.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means TowneBank does not publish this on their public site. "No restriction" means TowneBank explicitly states no limit.
Overview
TowneBank says it can "refinance an existing loan for a better rate." Car, truck, and SUV loans have rates starting at 7.41% APR with fixed-rate options from 3 to 6 years. Loan amounts and credit requirements aren't published on the page we reviewed.
What’s great
- Refinances existing loans
- Fixed-rate options from 3 to 6 years
What to know
- Loan amounts and minimum credit score are not published
Eligibility
| Minimum credit score | Not disclosed |
| APR range | Not disclosed |
| APR floor (as low as) | From 7.41% — minimum only; full range not published |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Not disclosed |
| States served | Not disclosed |
| Membership requirement | Not disclosed |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from TowneBank's own published materials. Rates, eligibility, and terms can change — verify directly with TowneBank before applying.
- [1]New and Used Vehicle Financing — TowneBankhttps://www.townebank.com/personal/loans-and-lending/auto/Last checked: October 2026