Together Credit Union
Together Credit Union — refinance APRs as low as 4.99% (new) and 5.34% (used).
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Together Credit Union does not publish this on their public site. "No restriction" means Together Credit Union explicitly states no limit.
Overview
Together Credit Union offers dedicated auto loan refinancing for members. Its refinancing page lists as-low-as APRs of 4.99% for new autos and 5.34% for used autos, with 75- and 84-month terms available at higher minimum loan amounts.…
What’s great
- Dedicated auto loan refinancing program
- As-low-as APRs of 4.99% and 5.34%
- Terms up to 84 months with stated minimum loan amounts
What to know
- Credit union membership is required; eligibility is tied to the St. Louis metro area, Williamsburg VA, Cedar Hill TX, partner employers, or family
- Minimum credit score is not published
Eligibility
| Minimum credit score | Not disclosed |
| APR range | Not disclosed |
| APR floor (as low as) | From 4.99% — minimum only; full range not published |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Up to 84 months |
| States served | 3 states |
| Membership requirement | People who live or work in the St. Louis metro area, Williamsburg, VA, or Cedar Hill, TX; employees of partner employers; and family members |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Together Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Together Credit Union before applying.
- [1]Auto Loan Refinancing — Together Credit Unionhttps://www.togethercu.org/loans/auto-loans/refinancingLast checked: October 2026
- [2]Who Can Join — Together Credit Unionhttps://www.togethercu.org/join-us/become-a-member/who-can-joinLast checked: October 2026