Tennessee Valley Federal Credit Union
Tennessee Valley FCU — refinance terms up to 84 months on vehicles under 100,000 miles.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Tennessee Valley Federal Credit Union does not publish this on their public site. "No restriction" means Tennessee Valley Federal Credit Union explicitly states no limit.
Overview
Tennessee Valley Federal Credit Union serves communities in southeast Tennessee and northwest Georgia and offers auto refinancing for loans from other lenders, with terms up to 84 months on vehicles under 100,000 miles. Its auto page lists financing of up to 135% of NADA retail value.…
What’s great
- Refinances auto loans from other lenders
- Terms up to 84 months on vehicles under 100,000 miles
- Financing up to 135% of NADA retail value
What to know
- Credit union membership is required; eligibility is tied to Tennessee Valley area counties
- Published APRs were not shown on the pages we reviewed
- Minimum credit score is not published
Eligibility
| Minimum credit score | Not disclosed |
| APR range | Not disclosed |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | 100,000 miles |
| Loan amount range | Not disclosed |
| Term length | Up to 84 months |
| States served | 2 states |
| Membership requirement | Membership requires living, working, worshipping, or attending school in one of the specified counties in the Tennessee Valley area (Tennessee and Georgia counties) |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Tennessee Valley Federal Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Tennessee Valley Federal Credit Union before applying.
- [1]Auto Refi — Tennessee Valley Federal Credit Unionhttps://www.tvfcu.com/borrow/vehicle/auto-refi/Last checked: October 2026
- [2]Auto Loans — Tennessee Valley Federal Credit Unionhttps://www.tvfcu.com/borrow/vehicle/auto/Last checked: October 2026
- [3]Become a Member — Tennessee Valley Federal Credit Unionhttps://www.tvfcu.com/connect/become-a-member/Last checked: October 2026