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Best for: Borrowers refinancing a new or used auto loan

Teachers Federal Credit Union

Teachers FCU — refinance APRs as low as 5.39% on a minimum 24-month term.

Min credit
Not disclosed
APR
From 5.39%
Max vehicle age
Not disclosed
Max mileage
Not disclosed

See your matched lenders and get prequalified. Takes ~3 minutes.

"Not disclosed" means Teachers Federal Credit Union does not publish this on their public site. "No restriction" means Teachers Federal Credit Union explicitly states no limit.

Overview

Teachers Federal Credit Union publishes a dedicated auto refinance product: rates as low as 5.39% APR when refinancing a new or used vehicle for a minimum 24-month term. Details not shown here weren't published on the pages we reviewed, so confirm eligibility and rates directly with the credit union…

What’s great

  • Dedicated auto refinance product
  • As-low-as refinance APRs from 5.39%
  • Available for new or used vehicles

What to know

  • Refinance terms must run at least 24 months
  • Minimum credit score is not published

Eligibility

Minimum credit scoreNot disclosed
APR rangeNot disclosed
APR floor (as low as)From 5.39% — minimum only; full range not published
Maximum vehicle ageNot disclosed
Maximum mileageNot disclosed
Loan amount rangeNot disclosed
Term lengthNot disclosed
States servedNot disclosed
Membership requirementNot disclosed

FAQ

See your matched lenders and get prequalified. Takes ~3 minutes.

Sources

Every figure on this page is sourced from Teachers Federal Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Teachers Federal Credit Union before applying.

  1. [1]Auto Refinance — Teachers Federal Credit Union
    https://www.teachersfcu.org/personal-banking/vehicle-loans/auto-refinance
    Last checked: October 2026