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Best for: TX-area credit union members looking to refinance an auto loan

TDECU

TDECU — rates as low as 6.10% APR, terms up to 84 months.

Min credit
Not disclosed
APR
From 6.10%
Max vehicle age
Not disclosed
Max mileage
Not disclosed

See your matched lenders and get prequalified. Takes ~3 minutes.

"Not disclosed" means TDECU does not publish this on their public site. "No restriction" means TDECU explicitly states no limit.

Overview

TDECU is a TX-based credit union that offers auto loan refinancing to its members. It lists rates as low as 6.10% APR and terms up to 84 months. Details not shown here weren't published on the pages we reviewed, so confirm eligibility and rates directly with the credit union.

What’s great

  • Refinances auto loans
  • Rates as low as 6.10% APR
  • Terms up to 84 months

What to know

  • Credit union membership is required; eligibility rules are on the credit union's site
  • Minimum credit score is not published

Eligibility

Minimum credit scoreNot disclosed
APR rangeNot disclosed
APR floor (as low as)From 6.10% — minimum only; full range not published
Maximum vehicle ageNot disclosed
Maximum mileageNot disclosed
Loan amount range$3,000 minimum
Term lengthUp to 84 months
States servedNot disclosed
Membership requirementNot disclosed

FAQ

See your matched lenders and get prequalified. Takes ~3 minutes.

Sources

Every figure on this page is sourced from TDECU's own published materials. Rates, eligibility, and terms can change — verify directly with TDECU before applying.

  1. [1]Auto Loans — TDECU
    https://www.tdecu.org/loans-and-credit-cards/auto-loans/
    Last checked: October 2026