Sound Credit Union
Sound Credit Union — Washington auto refinancing with competitive rates up to 84 months.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Sound Credit Union does not publish this on their public site. "No restriction" means Sound Credit Union explicitly states no limit.
Overview
Sound Credit Union provides comprehensive auto refinancing options for Washington residents, offering competitive rates starting at 5.14% APR for 2024-or-newer vehicles. They accommodate a wide range of credit profiles with a published APR range up to 18.00%.…
What’s great
- Published APR range from 5.14% up to 18.00%
- Flexible terms available up to 84 months
- Broad membership eligibility for all Washingtonians
What to know
- Rate increases for vehicles older than 2016
- Maximum vehicle mileage is not disclosed online
Eligibility
| Minimum credit score | Not disclosed |
| APR range | 5.14% – 18.00% |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Up to 84 months |
| States served | 1 states |
| Membership requirement | Open to anyone who lives, works, or attends school in Washington, or is directly related to someone who meets those criteria. |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Sound Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Sound Credit Union before applying.
- [1]Refinance Your Auto Loan Washington — Sound Credit Unionhttps://www.soundcu.com/personal/auto-loans/refinance/Last checked: October 2026
- [2]Am I Eligible? — Sound Credit Unionhttps://pages.soundcu.com/join-todayLast checked: October 2026