Shell FCU
Shell FCU — published APRs of 3.49%–18.00%, terms up to 84 months.
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"Not disclosed" means Shell FCU does not publish this on their public site. "No restriction" means Shell FCU explicitly states no limit.
Overview
Shell FCU is a TX-based credit union that offers auto loan refinancing to its members. It lists published APRs of 3.49%–18.00% and terms up to 84 months. Details not shown here weren't published on the pages we reviewed, so confirm eligibility and rates directly with the credit union.
What’s great
- Refinances auto loans
- Published APRs of 3.49%–18.00%
- Terms up to 84 months
What to know
- Credit union membership is required; eligibility rules are on the credit union's site
- Minimum credit score is not published
Eligibility
| Minimum credit score | Not disclosed |
| APR range | 3.49% – 18.00% (lowest rates on terms up to 36 months) |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Up to 84 months |
| States served | Not disclosed |
| Membership requirement | Not disclosed |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Shell FCU's own published materials. Rates, eligibility, and terms can change — verify directly with Shell FCU before applying.
- [1]Auto Loans — Shell FCUhttps://www.shellfcu.org/Products/AutoLoansLast checked: October 2026