Regions Bank
Regions — auto refi APR from 6.49% (with Auto Pay) on vehicles up to 7 years and 90k miles.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Regions Bank does not publish this on their public site. "No restriction" means Regions Bank explicitly states no limit.
Overview
Regions Bank publishes an auto loan APR range of 6.49%–14.74% (6.49%–14.49% with Auto Pay) on loans from $5,000 to $125,000, with a discounted EV rate available. Collateral must be a vehicle or light truck no more than 7 years old with fewer than 90,000 miles.…
What’s great
- Disclosed APR range starting at 6.49%
- Loans from $5,000 up to $125,000
- Up to 130% LTV on dollar-for-dollar refis
What to know
- Vehicles must be up to 7 years old and < 90,000 miles
- No published credit-score floor or term limits
Eligibility
| Minimum credit score | Not disclosed |
| APR range | 6.49% – 14.74% (6.49%–14.74% standard; 6.49%–14.49% with Auto Pay; EV discount available) |
| Maximum vehicle age | 7 years |
| Maximum mileage | 90,000 miles |
| Loan amount range | $5,000 – $125,000 |
| Term length | Not disclosed |
| States served | Not disclosed |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Regions Bank's own published materials. Rates, eligibility, and terms can change — verify directly with Regions Bank before applying.
- [1]Regions Auto Loans — APR 6.49%–14.74% (6.49%–14.49% with Auto Pay), max 7-year-old vehicles with <90,000 miles, $5,000–$125,000 loan amounts, up to 130% LTV on dealership purchases / dollar-for-dollar refinancing — Regions Bankhttps://www.regions.com/personal-banking/auto-loansLast checked: October 2026