Redwood Credit Union
Redwood Credit Union — Flexible refinancing for Northern California drivers.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Redwood Credit Union does not publish this on their public site. "No restriction" means Redwood Credit Union explicitly states no limit.
Overview
Redwood Credit Union provides auto refinancing solutions for residents and workers across eight Northern California counties. You can select loan terms lasting up to 84 months to help lower your monthly obligations.…
What’s great
- Terms available up to 84 months
- Concierge car-finding services available
- Direct payoff of existing lenders
What to know
- Membership limited to specific California counties
- Current starting rates not explicitly published in site text
Eligibility
| Minimum credit score | Not disclosed |
| APR range | Not disclosed |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Up to 84 months |
| States served | Not disclosed |
| Membership requirement | You are eligible if you live or work in Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa counties. |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Redwood Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Redwood Credit Union before applying.
- [1]Refinance Auto Loans Bay Area | Redwood Credit Union — August 2026 update — Redwood Credit Unionhttps://www.redwoodcu.org/loans/vehicle/auto-loan-refinance/Last checked: October 2026
- [2]Car Loans Bay Area & San Francisco | Membership Eligibility — Redwood Credit Unionhttps://www.redwoodcu.org/loans/vehicle/auto-loan/Last checked: October 2026