Redstone Federal Credit Union
Redstone Federal Credit Union — published 5.00%–9.00% APR range across vehicle types and terms.
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"Not disclosed" means Redstone Federal Credit Union does not publish this on their public site. "No restriction" means Redstone Federal Credit Union explicitly states no limit.
Overview
Redstone Federal Credit Union handles vehicle refinancing from other financial institutions, requiring a payoff letter and title documentation from the current lender. As of October 2026, auto loan APRs range from 5.00% for new 2024-2027 models on terms up to 60 months, to 9.00% for 2015-or-older us…
What’s great
- Published APR range of 5.00%–9.00% depending on vehicle age and term
- Terms available up to 96 months for newer vehicles
- Documented refinance process for loans held at other financial institutions
What to know
- Membership limited to Redstone Arsenal, specific counties, partner organizations, or family ties
- Minimum loan amounts may apply to 84-month and 96-month terms
Eligibility
| Minimum credit score | Not disclosed |
| APR range | 5.00% – 9.00% (Range spans new 2024-2027 models financed 1-60 months at the low end to used 2015-or-older models financed 73-84 months at the high end.) |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | 1 – 96 months |
| States served | Not disclosed |
| Membership requirement | Open to Redstone membership-partner organization members, immediate family or household members of current members, government employees/contractors, and military (including Reserve and National Guard) connected to Redstone Arsenal and specific Alabama/Tennessee counties. |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Redstone Federal Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Redstone Federal Credit Union before applying.
- [1]Vehicle Loans — Find the Right Vehicle Loan for You — Redstone Federal Credit Unionhttps://www.redfcu.org/personal/loans/vehicle-loans/Last checked: October 2026
- [2]Vehicle Purchase and Refinance FAQ — Redstone Federal Credit Unionhttps://www.redfcu.org/content/dam/rfcu/pdfs/forms/Vehicle%20Purchase%20and%20Refinance%20FAQ.pdfLast checked: October 2026
- [3]Membership Eligibility — Redstone Federal Credit Unionhttps://www.redfcu.org/become-a-member/am-i-eligible/membership-eligibility/Last checked: October 2026