Randolph-Brooks Federal Credit Union
RBFCU — same low APR for new, used, and refinance auto loans.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Randolph-Brooks Federal Credit Union does not publish this on their public site. "No restriction" means Randolph-Brooks Federal Credit Union explicitly states no limit.
Overview
Randolph-Brooks Federal Credit Union (RBFCU) prices new, used, and refinance auto loans the same: 4.49% APR on a 60-month term and 4.75% APR on 72 months for well-qualified borrowers, under a promotion running through December 31, 2026.…
What’s great
- 60-month rate as low as 4.49% APR
- Same rate for new/used/refi loans
- Up to 60 days deferred first payment for qualified members
What to know
- Texas-centric membership eligibility
- No published vehicle-age or mileage caps
Eligibility
| Minimum credit score | Not disclosed |
| APR range | 4.49% – 4.75% (Promotional pricing through December 31, 2026: 60mo 4.49% APR; 72mo 4.75% APR; same rate applies to new, used, and refinance) |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Up to 72 months |
| States served | Not disclosed |
| Membership requirement | Texas-based membership eligibility |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Randolph-Brooks Federal Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Randolph-Brooks Federal Credit Union before applying.
- [1]RBFCU Auto Loans — 60mo 4.49% APR, 72mo 4.75% APR (promotional rates through 12/31/2026), same rate for new/used/refi, 60-day first-payment deferral — Randolph-Brooks Federal Credit Unionhttps://www.rbfcu.org/loans/auto-loansLast checked: September 2026