RateGenius
RateGenius — nationwide auto-refinance marketplace partnered with 150+ lenders.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means RateGenius does not publish this on their public site. "No restriction" means RateGenius explicitly states no limit.
Overview
RateGenius operates as an auto-refinance marketplace: you complete one application and they route it to a network of partner lenders. Their public site advertises scale (400,000+ loans funded) but does not publish underwriting criteria — those are determined by whichever partner lender ends up makin…
What’s great
- Single application is shopped to a network of 150+ lenders
- Reports 400,000+ loans funded with a 4.9-star average rating
What to know
- Marketplace, not a direct lender — final terms come from a partner lender
- Eligibility criteria, APR ranges, vehicle restrictions, and credit-score minimums are not published on RateGenius.com
Eligibility
| Minimum credit score | Not disclosed |
| APR range | Not disclosed |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Not disclosed |
| States served | Not disclosed |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from RateGenius's own published materials. Rates, eligibility, and terms can change — verify directly with RateGenius before applying.
- [1]RateGenius homepage — "partnered with more than 150 lenders"; advertises 400,000+ loans funded and a 4.9-star average rating — RateGeniushttps://www.rategenius.com/Last checked: September 2026