PSECU
PSECU — published 5.69%–12.14% APR range with terms up to 96 months.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means PSECU does not publish this on their public site. "No restriction" means PSECU explicitly states no limit.
Overview
PSECU (Pennsylvania State Employees Credit Union) lets you roll over an auto loan from another lender. As of 10/08/2026 PSECU publishes rates that range from 5.69% APR (2023 model year and newer, 1-63 month terms) up to 8.54% APR (2019 model year and older, 85-96 month terms).…
What’s great
- Published APR range: 5.69% minimum, 8.54% maximum
- Terms up to 96 months
- Minimum loan amount as low as $1,000 for shorter terms
What to know
- Longer terms require higher minimum loan amounts and vehicle values
- Minimum credit score is not published
Eligibility
| Minimum credit score | Not disclosed |
| APR range | 5.69% – 8.54% (Valid 10/08/2026. Rate varies by model year and loan term.) |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Up to 96 months |
| States served | Not disclosed |
| Membership requirement | PSECU membership required |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from PSECU's own published materials. Rates, eligibility, and terms can change — verify directly with PSECU before applying.
- [1]PSECU Auto Loans — APR as low as 5.69%, maximum APR 12.14% (valid 10/08/2026); terms 1–96 months; minimum loan amount $1,000; rate varies with model year, term, LTV over 90%, and credit — PSECUhttps://www.psecu.com/loans/auto-loansLast checked: October 2026
- [2]PSECU Refinance Your Auto Loan — roll over a loan from another lender at PSECU refinance rates — PSECUhttps://www.psecu.com/loans/auto-loans/refinanceLast checked: October 2026