Potlatch No. 1 Financial Credit Union
P1FCU — as-low-as APRs of 5.15% (up to 60 months) and 5.45% (up to 72 months).
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Potlatch No. 1 Financial Credit Union does not publish this on their public site. "No restriction" means Potlatch No. 1 Financial Credit Union explicitly states no limit.
Overview
Potlatch No. 1 Financial Credit Union (P1FCU) serves communities in Idaho, Washington, and Oregon, and refinances existing auto loans from other lenders. Its auto lending page lists APRs as low as 5.15% for terms up to 60 months and 5.45% for terms up to 72 months, with terms available up to 96 mont…
What’s great
- Refinances existing auto loans from other lenders
- As-low-as APRs of 5.15% (up to 60 months) and 5.45% (up to 72 months)
- Terms available up to 96 months, subject to approval
What to know
- Rates increase for vehicles over 100,000 miles or more than 7 years old
- Minimum credit score is not published
Eligibility
| Minimum credit score | Not disclosed |
| APR range | Not disclosed |
| APR floor (as low as) | From 5.15% — minimum only; full range not published |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Up to 96 months |
| States served | Not disclosed |
| Membership requirement | Not disclosed |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Potlatch No. 1 Financial Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Potlatch No. 1 Financial Credit Union before applying.
- [1]Auto Lending — Potlatch No. 1 Financial Credit Unionhttps://www.p1fcu.org/personal/auto-lendingLast checked: October 2026
- [2]Boise Auto Loans — Potlatch No. 1 Financial Credit Unionhttps://www.p1fcu.org/boise/auto-loansLast checked: October 2026