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Best for: FL-area credit union members looking to refinance an auto loan

PenAir CU

PenAir CU — published APRs of 5.24%–17.49%, terms up to 84 months.

Min credit
Not disclosed
APR
5.24%–17.49%
Max vehicle age
Not disclosed
Max mileage
Not disclosed

See your matched lenders and get prequalified. Takes ~3 minutes.

"Not disclosed" means PenAir CU does not publish this on their public site. "No restriction" means PenAir CU explicitly states no limit.

Overview

PenAir CU is a FL-based credit union that offers auto loan refinancing to its members. It lists published APRs of 5.24%–17.49% and terms up to 84 months. Details not shown here weren't published on the pages we reviewed, so confirm eligibility and rates directly with the credit union.

What’s great

  • Refinances auto loans
  • Published APRs of 5.24%–17.49%
  • Terms up to 84 months

What to know

  • Credit union membership is required; eligibility rules are on the credit union's site
  • Minimum credit score is not published

Eligibility

Minimum credit scoreNot disclosed
APR range5.24% – 17.49% (used auto/truck refinance)
Maximum vehicle ageNot disclosed
Maximum mileageNot disclosed
Loan amount rangeNot disclosed
Term lengthUp to 84 months
States servedNot disclosed
Membership requirementNot disclosed

FAQ

See your matched lenders and get prequalified. Takes ~3 minutes.

Sources

Every figure on this page is sourced from PenAir CU's own published materials. Rates, eligibility, and terms can change — verify directly with PenAir CU before applying.

  1. [1]Auto Loan Refinance — PenAir CU
    https://www.penair.org/vehicle-loans/auto-loan-refinance/
    Last checked: October 2026