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Best for: Pennsylvania, New York, Ohio, and Indiana borrowers refinancing an auto loan

Northwest Bank

Northwest Bank — refinance APRs as low as 6.74%, terms up to 72 months.

Min credit
Not disclosed
APR
From 6.74%
Max vehicle age
Not disclosed
Max mileage
Not disclosed

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"Not disclosed" means Northwest Bank does not publish this on their public site. "No restriction" means Northwest Bank explicitly states no limit.

Overview

Northwest Bank offers auto loans and refinancing in its Pennsylvania, New York, Ohio, and Indiana footprint, with as-low-as APRs of 6.74% (with discounts) and 6.99% (without discounts), a $2,500 minimum loan amount, and terms up to 72 months.…

What’s great

  • Refinances current auto loans
  • As-low-as APRs of 6.74% with discounts
  • Terms up to 72 months

What to know

  • A $2,500 minimum loan amount applies
  • Minimum credit score is not published

Eligibility

Minimum credit scoreNot disclosed
APR rangeNot disclosed
APR floor (as low as)From 6.74% — minimum only; full range not published
Maximum vehicle ageNot disclosed
Maximum mileageNot disclosed
Loan amount range$2,500 minimum
Term lengthUp to 72 months
States served4 states
Membership requirementNot disclosed

FAQ

See your matched lenders and get prequalified. Takes ~3 minutes.

Get matched to lenders and prequalify on banks.com

Sources

Every figure on this page is sourced from Northwest Bank's own published materials. Rates, eligibility, and terms can change — verify directly with Northwest Bank before applying.

  1. [1]Auto Loans — Northwest Bank
    https://www.northwest.bank/borrow/personal-borrowing/vehicle-loans/auto-loan
    Last checked: October 2026