M&T Bank
M&T Bank — auto refinance with a published 5.89%–15.64% APR range and terms up to 84 months.
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"Not disclosed" means M&T Bank does not publish this on their public site. "No restriction" means M&T Bank explicitly states no limit.
Overview
M&T Bank publishes an auto refinance APR range of 5.89%–15.64% with terms up to 84 months and a low $2,000 minimum loan amount. M&T's online auto application is gated to its 13-state Northeast/Mid-Atlantic footprint (CT, DE, DC, ME, MD, MA, NH, NJ, NY, PA, VA, VT, WV).…
What’s great
- Published APR range 5.89%–15.64%
- Low $2,000 minimum loan amount
- Terms up to 84 months
What to know
- Limited to 13-state Northeast/Mid-Atlantic footprint
- No published vehicle age or mileage cap
- No published FICO floor
Eligibility
| Minimum credit score | Not disclosed |
| APR range | 5.89% – 15.64% |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | $2,000 minimum |
| Term length | Up to 84 months |
| States served | 13 states |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from M&T Bank's own published materials. Rates, eligibility, and terms can change — verify directly with M&T Bank before applying.
- [1]M&T Auto Loans — APR 5.89%–15.64%, $2,000 minimum loan amount, terms up to 84 months — M&T Bankhttps://www.mtb.com/personal/mortgages-and-loans/auto-loansLast checked: October 2026