Mountain America Credit Union
Mountain America — auto refi APR as low as 5.24% with no application fees.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Mountain America Credit Union does not publish this on their public site. "No restriction" means Mountain America Credit Union explicitly states no limit.
Overview
Mountain America Credit Union advertises auto refinance rates as low as 5.24% APR (with the 0.25% MyStyle Checking discount) on terms up to 6 years, with no application fees and no prepayment penalties.…
What’s great
- APR floor of 5.24% on terms up to 6 years
- No application fees
- 0.25% rate discount with MyStyle Checking
What to know
- Membership eligibility required
- No published age/mileage caps or credit-score floor
Eligibility
| Minimum credit score | Not disclosed |
| APR range | 5.24% – 5.24% (advertised floor; includes 0.25% MyStyle Checking discount; OAC) |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Up to 72 months |
| States served | Not disclosed |
| Membership requirement | Membership required (eligibility-based) |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Mountain America Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Mountain America Credit Union before applying.
- [1]Mountain America Auto Refinance — APR as low as 5.24% (includes 0.25% MyStyle Checking discount), terms up to 6 years, no application fees — Mountain America Credit Unionhttps://www.macu.com/loans/vehicle-loans/auto/auto-refinanceLast checked: October 2026