Langley Federal Credit Union
Langley Federal Credit Union — refinance from 5.99% APR with GAP coverage included.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Langley Federal Credit Union does not publish this on their public site. "No restriction" means Langley Federal Credit Union explicitly states no limit.
Overview
Langley Federal Credit Union, based in Virginia, offers auto refinancing with rates as low as 5.99% APR. Every Langley auto loan includes GAP coverage, and refinances come with no payments for the first two months (interest still applies). Terms run up to 84 months.…
What’s great
- Refinance APR as low as 5.99%
- GAP coverage included with every auto loan
- No payments for the first 2 months
- Terms up to 84 months
What to know
- Upper APR bound and minimum credit score are not published
- Credit union membership required
Eligibility
| Minimum credit score | Not disclosed |
| APR range | Not disclosed |
| APR floor (as low as) | From 5.99% — minimum only; full range not published |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Up to 84 months |
| States served | Not disclosed |
| Membership requirement | Langley membership required |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Langley Federal Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Langley Federal Credit Union before applying.
- [1]Langley FCU Refinance Your Auto Loan — refinance as low as 5.99% APR; GAP coverage included; no payments for the first 2 months — Langley Federal Credit Unionhttps://www.langleyfcu.org/auto-loans-refinanceLast checked: October 2026
- [2]Langley FCU Auto Loans — terms up to 84 months — Langley Federal Credit Unionhttps://www.langleyfcu.org/auto-loans-vehicleLast checked: October 2026