KeyBank
KeyBank — auto refinance with a $5,000 minimum loan and terms up to 72 months.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means KeyBank does not publish this on their public site. "No restriction" means KeyBank explicitly states no limit.
Overview
KeyBank's auto loan product covers both purchase and refinance, with a $5,000 minimum loan and terms up to 72 months. KeyBank does not publish a static APR grid; their public example shows 10.00% APR on a $25,000, 72-month loan secured by a vehicle title.…
What’s great
- Up to 72-month terms
- No published vehicle age or mileage cap
What to know
- $150 early-payoff penalty within first 18 months
- No published APR range (representative example only)
- No published refinance-specific guardrails
Eligibility
| Minimum credit score | Not disclosed |
| APR range | 10.00% – 10.00% (representative example only — KeyBank does not publish a static APR grid for auto loans. Example: $25,000 secured by vehicle title, 72 months, 10.00% APR.) |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | $5,000 minimum |
| Term length | Up to 72 months |
| States served | 15 states |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from KeyBank's own published materials. Rates, eligibility, and terms can change — verify directly with KeyBank before applying.
- [1]KeyBank Auto Loans — $5,000 minimum loan, terms up to 72 months, $150 early-payoff penalty if paid within first 18 months — KeyBankhttps://www.key.com/personal/loans-lines/auto-loans.htmlLast checked: October 2026