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Best for: Gulf Coast members refinancing a car, classic vehicle, or motorcycle

Keesler Federal Credit Union

Keesler Federal Credit Union — competitive rates for refinancing new, used, and classic vehicles.

Min credit
Not disclosed
APR
4.39%–10.39%
Max vehicle age
Not disclosed
Max mileage
Not disclosed

See your matched lenders and get prequalified. Takes ~3 minutes.

Get matched to lenders and prequalify on banks.com

"Not disclosed" means Keesler Federal Credit Union does not publish this on their public site. "No restriction" means Keesler Federal Credit Union explicitly states no limit.

Overview

Keesler Federal Credit Union refinances existing auto loans from other lenders, in addition to financing new, used, and classic vehicles. Rates vary by vehicle age, starting at 4.39% APR for current and previous year's models on 36-month terms, and terms extend up to 84 months.…

What’s great

  • Refinancing options to help lower monthly payments
  • Published APR as low as 4.39% for current and previous year's models
  • Terms up to 84 months

What to know

  • Membership restricted to specific states and eligibility paths
  • Loan amount and FICO minimums not published

Eligibility

Minimum credit scoreNot disclosed
APR range4.39% – 10.39% (for 36-month terms, varying by vehicle age from new to 10-24 years old)
Maximum vehicle ageNot disclosed
Maximum mileageNot disclosed
Loan amount rangeNot disclosed
Term lengthUp to 84 months
States servedNot disclosed
Membership requirementAvailable to those with an immediate family member who is a member, military members and their dependents, those who live, work, worship, or attend school in specific counties in Mississippi, Louisiana, and Alabama, and members of certain affiliated associations.

FAQ

See your matched lenders and get prequalified. Takes ~3 minutes.

Get matched to lenders and prequalify on banks.com

Sources

Every figure on this page is sourced from Keesler Federal Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Keesler Federal Credit Union before applying.

  1. [1]Auto Loans | New & Used Car Financing — Keesler Federal Credit Union
    https://www.kfcu.org/personal-banking/loans/auto-loans
    Last checked: October 2026
  2. [2]Loan, Savings, and Certificate Rates — Keesler Federal Credit Union
    https://www.kfcu.org/rates
    Last checked: October 2026
  3. [3]Membership Help — Keesler Federal Credit Union
    https://www.kfcu.org/help/membership
    Last checked: October 2026