Idaho Central Credit Union
Idaho Central Credit Union — auto rates from 5.69% with terms up to 84 months.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Idaho Central Credit Union does not publish this on their public site. "No restriction" means Idaho Central Credit Union explicitly states no limit.
Overview
Idaho Central Credit Union (ICCU) offers auto loans for both purchases and refinances. Its published rates start as low as 5.69% for a 48-month term, 5.94% for 60 months, and 6.24% for 72 months, with terms available up to 84 months. ICCU lists a processing fee of up to $39.…
What’s great
- Starting rate as low as 5.69% on a 48-month term
- Terms up to 84 months
- Refinance calculator on site to compare your current loan
What to know
- Processing fee of up to $39
- Upper APR bound and minimum credit score are not published
- Credit union membership required
Eligibility
| Minimum credit score | Not disclosed |
| APR range | Not disclosed |
| APR floor (as low as) | From 5.69% — minimum only; full range not published |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Up to 84 months |
| States served | Not disclosed |
| Membership requirement | ICCU membership required |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Idaho Central Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Idaho Central Credit Union before applying.
- [1]ICCU Vehicle Rates — auto rates as low as 5.690% (48 mo), 5.940% (60 mo), 6.240% (72 mo) — Idaho Central Credit Unionhttps://www.iccu.com/rates/loans/vehicle/Last checked: October 2026
- [2]ICCU Auto Loans — purchase or refinance; terms up to 84 months; up to $39 processing fee; auto refinance calculator — Idaho Central Credit Unionhttps://www.iccu.com/loans/vehicle/auto/Last checked: October 2026