Huntington Bank
Huntington — auto refinance with a published APR grid by model year, from 5.92% APR (2025–2027) to 9.18% APR (2018).
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Huntington Bank does not publish this on their public site. "No restriction" means Huntington Bank explicitly states no limit.
Overview
Huntington Bank publishes a year-by-year auto refinance APR grid for its highest-qualified applicants on a $30,000 loan: 5.92% APR for model years 2025–2027, scaling up to 9.18% APR for 2018.…
What’s great
- Full APR grid published by model year
- Loan amounts up to $200,000
- First-payment date can be deferred up to 60 days
What to know
- $170 loan processing fee assumed in quoted APRs
- Older vehicles capped at 60-month terms
- No published vehicle age cap, mileage cap, or FICO floor
Eligibility
| Minimum credit score | Not disclosed |
| APR range | 5.92% – 9.18% (lowest APR by model year on $30,000, highest-qualified applicant; assumes $170 loan processing fee) |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | $3,000 – $200,000 |
| Term length | Up to 72 months |
| States served | 14 states |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Huntington Bank's own published materials. Rates, eligibility, and terms can change — verify directly with Huntington Bank before applying.
- [1]Huntington Auto Loan Refinancing — APR grid by model year (5.92%–9.18%), $3,000–$200,000 loans, terms up to 72 mo (newer) / 60 mo (older), $170 loan processing fee, 14-state footprint — Huntington Bankhttps://www.huntington.com/Personal/auto-loans-overview/auto-loan-refinancingLast checked: October 2026