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Best for: WA-area credit union members looking to refinance an auto loan

Harborstone CU

Harborstone CU — rates as low as 5.99% APR.

Min credit
Not disclosed
APR
From 5.99%
Max vehicle age
Not disclosed
Max mileage
Not disclosed

See your matched lenders and get prequalified. Takes ~3 minutes.

"Not disclosed" means Harborstone CU does not publish this on their public site. "No restriction" means Harborstone CU explicitly states no limit.

Overview

Harborstone CU is a WA-based credit union that offers auto loan refinancing to its members. It lists rates as low as 5.99% APR. Details not shown here weren't published on the pages we reviewed, so confirm eligibility and rates directly with the credit union.

What’s great

  • Refinances auto loans
  • Rates as low as 5.99% APR

What to know

  • Credit union membership is required; eligibility rules are on the credit union's site
  • Minimum credit score is not published

Eligibility

Minimum credit scoreNot disclosed
APR rangeNot disclosed
APR floor (as low as)From 5.99% — minimum only; full range not published
Maximum vehicle ageNot disclosed
Maximum mileageNot disclosed
Loan amount rangeNot disclosed
Term lengthNot disclosed
States servedNot disclosed
Membership requirementNot disclosed

FAQ

See your matched lenders and get prequalified. Takes ~3 minutes.

Sources

Every figure on this page is sourced from Harborstone CU's own published materials. Rates, eligibility, and terms can change — verify directly with Harborstone CU before applying.

  1. [1]Vehicle and Auto Loans — Harborstone CU
    https://www.harborstone.com/personal/loans/auto-loans
    Last checked: October 2026