GTE Financial
GTE Financial — flexible auto refinancing with high LTV options and membership open to all via CU Savers.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means GTE Financial does not publish this on their public site. "No restriction" means GTE Financial explicitly states no limit.
Overview
GTE Financial offers auto loan refinancing designed to help you lower your interest rate and monthly payments. They provide up to 100% financing and a variety of loan terms. While they primarily serve West Central Florida, membership is open to anyone who joins the CU Savers club.
What’s great
- Competitive starting APR of 4.99% for new autos
- Up to 100% financing available
- Open membership via $10 CU Savers club fee
What to know
- Higher rates apply for loans over $50,000
- Vehicles older than 8 model years do not qualify for published rates
Eligibility
| Minimum credit score | Not disclosed |
| APR range | Not disclosed |
| APR floor (as low as) | From 4.99% — minimum only; full range not published |
| Maximum vehicle age | 8 years |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Not disclosed |
| States served | Not disclosed |
| Membership requirement | Open to anyone via the CU Savers educational club for a $10 fee, or through family, employment, or residence in specific Tampa Bay area zip codes. |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from GTE Financial's own published materials. Rates, eligibility, and terms can change — verify directly with GTE Financial before applying.
- [1]Auto Loans — GTE Financialhttps://www.gtefinancial.org/personal/borrow/auto-loans/auto-loanLast checked: October 2026
- [2]Auto Refinancing — GTE Financialhttps://www.gtefinancial.org/personal/borrow/auto-loans/auto-refinancingLast checked: October 2026
- [3]Eligibility — GTE Financialhttps://www.gtefinancial.org/services/eligibilityLast checked: October 2026