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Best for: Members who want a published APR range and longer term options, up to 96 months

Global Credit Union

Global Credit Union — published 5.50%–13.00% auto APR range with terms up to 96 months.

Min credit
Not disclosed
APR
5.50%–13.00%
Max vehicle age
Not disclosed
Max mileage
Not disclosed

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"Not disclosed" means Global Credit Union does not publish this on their public site. "No restriction" means Global Credit Union explicitly states no limit.

Overview

Global Credit Union, based in Alaska, offers auto refinancing alongside new and used auto loans. Its rate sheet (as of 10/08/2026) lists auto and truck APRs from 5.50% to 13.00%, with the range stepping up for longer terms: 5.50%–11.50% up to 60 months, 5.75%–11.75% for 61–72 months, 6.25%–12.25% fo…

What’s great

  • Published auto APR range of 5.50%–13.00%
  • Terms available up to 96 months
  • No application fees
  • 0.25% rate discount when you apply online

What to know

  • Credit union membership required
  • Minimum credit score is not published
  • Longer terms carry higher APRs

Eligibility

Minimum credit scoreNot disclosed
APR range5.50% – 13.00% (Rates as of 10/08/2026. 5.50%–11.50% up to 60 months; up to 13.00% for 85–96 months. Based on credit, mileage and vehicle age)
Maximum vehicle ageNot disclosed
Maximum mileageNot disclosed
Loan amount rangeNot disclosed
Term length6 – 96 months
States servedNot disclosed
Membership requirementGlobal Credit Union membership required

FAQ

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Sources

Every figure on this page is sourced from Global Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Global Credit Union before applying.

  1. [1]Global Credit Union Vehicle Loan Rates — auto and truck APR 5.500%–13.000% across 6–96 month terms (rates as of 10/08/2026); rate depends on credit, mileage and vehicle age — Global Credit Union
    https://www.globalcu.org/rates/vehicle-loan-rates/
    Last checked: October 2026
  2. [2]Global Credit Union Auto Loans — refinancing offered; no application fees; 0.25% discount when you apply online — Global Credit Union
    https://www.globalcu.org/loans/vehicle-loans/auto-loans/
    Last checked: October 2026