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Best for: Central Indiana members refinancing a 2024-or-newer vehicle

Forum Credit Union

FORUM Credit Union — published auto loan rates starting at 6.34% APR for 2024-or-newer vehicles.

Min credit
Not disclosed
APR
From 6.34%
Max vehicle age
Not disclosed
Max mileage
Not disclosed

See your matched lenders and get prequalified. Takes ~3 minutes.

"Not disclosed" means Forum Credit Union does not publish this on their public site. "No restriction" means Forum Credit Union explicitly states no limit.

Overview

FORUM Credit Union offers to help members lower their monthly payment by refinancing an existing non-FORUM auto loan. As of October 2026, published rates start as low as 6.34% APR for 2024-and-newer vehicles, with higher starting rates for older model years.…

What’s great

  • Published starting APR of 6.34% for 2024-or-newer vehicles
  • Refinancing offered for existing non-FORUM auto loans

What to know

  • Published rates are limited to top credit tiers only, with no stated ceiling
  • Vehicle age, mileage, loan amount, term, and membership eligibility are not published

Eligibility

Minimum credit scoreNot disclosed
APR rangeNot disclosed
APR floor (as low as)From 6.34% — minimum only; full range not published
Maximum vehicle ageNot disclosed
Maximum mileageNot disclosed
Loan amount rangeNot disclosed
Term lengthNot disclosed
States servedNot disclosed
Membership requirementNot disclosed

FAQ

See your matched lenders and get prequalified. Takes ~3 minutes.

Sources

Every figure on this page is sourced from Forum Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Forum Credit Union before applying.

  1. [1]Auto Loans for New & Used Vehicles — FORUM Credit Union
    https://www.forumcu.com/loans/auto
    Last checked: October 2026
  2. [2]Auto Loan Rates — FORUM Credit Union
    https://www.forumcu.com/rates?rateName=Auto+Loan+Rates
    Last checked: October 2026