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Best for: Borrowers with non-prime credit

Flagship Credit Acceptance

Flagship Credit Acceptance — direct auto refinancing for non-prime credit.

Min credit
Not disclosed
APR
Not published
Max vehicle age
Not disclosed
Max mileage
Not disclosed

See your matched lenders and get prequalified. Takes ~3 minutes.

Get matched to lenders and prequalify on banks.com

"Not disclosed" means Flagship Credit Acceptance does not publish this on their public site. "No restriction" means Flagship Credit Acceptance explicitly states no limit.

Overview

Flagship Credit Acceptance says its Direct Lending platform serves non-prime credit consumers refinancing existing auto loans. Rates, loan amounts, and terms for consumer refinancing aren't published on the page we reviewed.

What’s great

  • Direct refinancing aimed at non-prime credit

What to know

  • Rates, terms, and loan amounts are not published

Eligibility

Minimum credit scoreNot disclosed
APR rangeNot disclosed
APR floor (as low as)Not disclosed
Maximum vehicle ageNot disclosed
Maximum mileageNot disclosed
Loan amount rangeNot disclosed
Term lengthNot disclosed
States servedNot disclosed
Membership requirementNot disclosed

FAQ

See your matched lenders and get prequalified. Takes ~3 minutes.

Get matched to lenders and prequalify on banks.com

Sources

Every figure on this page is sourced from Flagship Credit Acceptance's own published materials. Rates, eligibility, and terms can change — verify directly with Flagship Credit Acceptance before applying.

  1. [1]Our Services — Flagship Credit Acceptance
    https://flagshipcredit.com/our-services
    Last checked: October 2026