First Tech Federal Credit Union
First Tech FCU — auto refinance for members with broad membership eligibility.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means First Tech Federal Credit Union does not publish this on their public site. "No restriction" means First Tech Federal Credit Union explicitly states no limit.
Overview
Rates on First Tech Federal Credit Union's public refinance page are gated by state (Arizona, California, Colorado, Idaho, Massachusetts, North Carolina, Oregon, Texas, Washington, and "All Other States"), so no single static APR grid is published without a location selection.…
What’s great
- Membership broadly available via tech-industry SEGs and family eligibility
What to know
- Rates are state-gated and not published as a single static grid
- Membership required
- No published vehicle age, mileage, FICO floor, or loan amount limits
Eligibility
| Minimum credit score | Not disclosed |
| APR range | Not disclosed |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Not disclosed |
| States served | Not disclosed |
| Membership requirement | Open nationwide via tech-industry employers (or partner SEGs), Computer History Museum membership, or family eligibility |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from First Tech Federal Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with First Tech Federal Credit Union before applying.
- [1]First Tech Auto Refinance — rates are state-gated and not published as a static grid — First Tech Federal Credit Unionhttps://www.firsttechfed.com/borrow/auto-loans/auto-refinanceLast checked: October 2026