Fifth Third Bank
Fifth Third — refinance an outside auto loan for a 0.25% rate discount, plus another 0.25% off with checking-account autopay.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Fifth Third Bank does not publish this on their public site. "No restriction" means Fifth Third Bank explicitly states no limit.
Overview
Fifth Third Bank offers auto loans and refinancing through both dealership and direct channels. The public auto page advertises a 0.25% rate discount when you refinance an auto loan from another lender to Fifth Third, plus an additional 0.25% discount when you set up automatic payments from a Fifth…
What’s great
- 0.25% rate discount when refinancing a non-Fifth Third auto loan
- Additional 0.25% rate discount with autopay from a Fifth Third checking account
- Possible additional discounts for existing Fifth Third checking customers
What to know
- No public APR range, term limits, or vehicle eligibility criteria
- Branch footprint primarily in the Midwest and Southeast
- Best stacked discount requires a Fifth Third checking relationship
Eligibility
| Minimum credit score | Not disclosed |
| APR range | Not disclosed |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Not disclosed |
| States served | Not disclosed |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Fifth Third Bank's own published materials. Rates, eligibility, and terms can change — verify directly with Fifth Third Bank before applying.
- [1]Fifth Third Auto Loans and Financing — 0.25% rate discount for refinancing a non-Fifth Third auto loan, 0.25% rate discount for autopay from a Fifth Third checking account, additional relationship-based discounts may apply — Fifth Third Bankhttps://www.53.com/content/fifth-third/en/personal-banking/borrowing-basics/auto-loans.htmlLast checked: September 2026