Delta Community Credit Union
Delta Community Credit Union — refinance with no application or origination fees.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Delta Community Credit Union does not publish this on their public site. "No restriction" means Delta Community Credit Union explicitly states no limit.
Overview
Delta Community Credit Union offers auto refinancing with promotional rates as low as 3.99% APR available through October 31, 2026. You can refinance existing car loans from other institutions with terms up to 84 months for larger loan amounts.…
What’s great
- No application or origination fees
- Competitive promotional rates starting at 3.99% APR
- 100% financing available if you qualify
What to know
- Terms of 73 to 84 months require a higher minimum loan balance
- The 3.99% starting rate is a promotional rate available through October 31, 2026
Eligibility
| Minimum credit score | Not disclosed |
| APR range | 3.99% – 14.39% (Rates for new cars up to 60 months range from 3.99% APR to 14.39% APR.) |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Up to 84 months |
| States served | Not disclosed |
| Membership requirement | You must live or work in one of 20 metro Atlanta counties, be an employee of a participating company, or have a family connection to a member. |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Delta Community Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Delta Community Credit Union before applying.
- [1]Car Loan Refinance — Delta Community Savings and Rates 2026 — Delta Community Credit Unionhttps://www.deltacommunitycu.com/personal/loans/vehicle-loans/car-loan-refinance.htmlLast checked: October 2026
- [2]Loan Rates — New and Used Car Financing October 2026 — Delta Community Credit Unionhttps://www.deltacommunitycu.com/home/loan-rates.htmlLast checked: October 2026
- [3]Membership Eligibility — Georgia Service Counties and Partners — Delta Community Credit Unionhttps://www.deltacommunitycu.com/personal/eligibility.htmlLast checked: October 2026