Credit Union of America
Credit Union of America — refinancing auto loans in Kansas with terms up to 84 months and no origination fees.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Credit Union of America does not publish this on their public site. "No restriction" means Credit Union of America explicitly states no limit.
Overview
Credit Union of America (CUA) is a prominent Kansas-based lender offering auto loan refinancing to help members secure lower rates and flexible terms. With a starting APR of 5.24% and no origination or application fees, CUA provides a member-focused alternative to dealership financing.…
What’s great
- No origination fees or application fees to keep costs low
- Flexible terms up to 84 months for new and used vehicles
- Automatic payment options from CUA accounts
What to know
- Higher loan amounts required for longer repayment terms
- Membership is primarily restricted to Kansas residents and educators
Eligibility
| Minimum credit score | Not disclosed |
| APR range | Not disclosed |
| APR floor (as low as) | From 5.24% — minimum only; full range not published |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Up to 84 months |
| States served | 1 states |
| Membership requirement | Open to residents, employees, or students in 66 Kansas counties, employees or retirees in Kansas education, or family members of existing members. |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Credit Union of America's own published materials. Rates, eligibility, and terms can change — verify directly with Credit Union of America before applying.
- [1]Auto Loan — Credit Union of Americahttps://www.cuofamerica.com/Borrow/Vehicle-and-Car-Loans/Auto-LoanLast checked: October 2026
- [2]Open and Apply — Credit Union of Americahttps://www.cuofamerica.com/Open-and-ApplyLast checked: October 2026