Community Bank, N.A.
Community Bank, N.A. — refinance APRs from 6.19% (2024+), terms up to 60 months.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Community Bank, N.A. does not publish this on their public site. "No restriction" means Community Bank, N.A. explicitly states no limit.
Overview
Community Bank, N.A. confirms auto refinance loans in its FAQ, and its home page publishes an advertised 6.19% APR for 2024-or-newer auto-secured loans with a $2,000 minimum, a 60-month-or-less term, and autopay from an eligible checking account.…
What’s great
- Refinances auto loans
- Published advertised APR of 6.19% for 2024-or-newer vehicles
- Terms of 12 to 60 months
What to know
- The advertised 6.19% APR requires a 2024-or-newer vehicle, 60-month-or-less term, and autopay from an eligible CBNA checking account
- Minimum credit score is not published
Eligibility
| Minimum credit score | Not disclosed |
| APR range | 6.19% – 16.00% (6.19% APR on 2024 or newer auto-secured loans with a $2,000 minimum, an eligible CBNA checking account with autopay, and credit score 740 or higher; maximum APR of 16.00% for other credit profiles; rates accurate as of 4/20/2026) |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | $2,000 minimum |
| Term length | 12 – 60 months |
| States served | Not disclosed |
| Membership requirement | Not disclosed |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Community Bank, N.A.'s own published materials. Rates, eligibility, and terms can change — verify directly with Community Bank, N.A. before applying.
- [1]Home / Rate Disclosure — Community Bank, N.A.https://www.cbna.com/Last checked: October 2026
- [2]FAQ: Do you have loans to refinance a vehicle? — Community Bank, N.A.https://www.cbna.com/faq/do-you-have-loans-to-refinance-a-vehicleLast checked: October 2026