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Best for: Virginia borrowers who want to refinance with a community bank

Citizens and Farmers Bank

Citizens and Farmers Bank — auto, boat, and motorcycle refinancing.

Min credit
Not disclosed
APR
Not published
Max vehicle age
Not disclosed
Max mileage
Not disclosed

See your matched lenders and get prequalified. Takes ~3 minutes.

"Not disclosed" means Citizens and Farmers Bank does not publish this on their public site. "No restriction" means Citizens and Farmers Bank explicitly states no limit.

Overview

Citizens and Farmers Bank says its auto loan can "save you money by refinancing" a vehicle, boat, or motorcycle. Rates, loan amounts, and term lengths aren't published on the page we reviewed, and loans are subject to credit approval.

What’s great

  • Refinances vehicles, boats, and motorcycles

What to know

  • Rates, terms, and loan amounts are not published

Eligibility

Minimum credit scoreNot disclosed
APR rangeNot disclosed
APR floor (as low as)Not disclosed
Maximum vehicle ageNot disclosed
Maximum mileageNot disclosed
Loan amount rangeNot disclosed
Term lengthNot disclosed
States servedNot disclosed
Membership requirementNot disclosed

FAQ

See your matched lenders and get prequalified. Takes ~3 minutes.

Sources

Every figure on this page is sourced from Citizens and Farmers Bank's own published materials. Rates, eligibility, and terms can change — verify directly with Citizens and Farmers Bank before applying.

  1. [1]Auto Loans — Citizens and Farmers Bank
    https://www.cffc.com/personal/loans/auto-personal-loans/auto-loan
    Last checked: October 2026