Carputty
Carputty — refinance from 4.33% APR, $10,000 to $150,000, terms 24 to 72 months.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Carputty does not publish this on their public site. "No restriction" means Carputty explicitly states no limit.
Overview
Carputty publishes refinance rates from 4.33%, loans from $10,000 to $150,000, and terms of 24 to 72 months. Vehicles must be 10 years old or newer with fewer than 150,000 miles, and it lists a minimum credit score of 600. It lends in 24 states, and its Flexloans are serviced by Westlake Financial.
What’s great
- Published rates, amounts, terms, and vehicle limits
- Loans up to $150,000
What to know
- Available in 24 states
- Minimum loan of $10,000
Eligibility
| Minimum credit score | 600 |
| APR range | Not disclosed |
| APR floor (as low as) | From 4.33% — minimum only; full range not published |
| Maximum vehicle age | 10 years |
| Maximum mileage | 150,000 miles |
| Loan amount range | $10,000 – $150,000 |
| Term length | 24 – 72 months |
| States served | 24 states |
| Membership requirement | Not disclosed |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Carputty's own published materials. Rates, eligibility, and terms can change — verify directly with Carputty before applying.
- [1]Refinance — Carputtyhttps://www.carputty.com/landing/promo-refinance-2Last checked: October 2026