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Best for: WI-area credit union members looking to refinance an auto loan

Capital CU

Capital CU — rates as low as 4.24% APR, terms up to 84 months.

Min credit
Not disclosed
APR
From 4.24%
Max vehicle age
Not disclosed
Max mileage
Not disclosed

See your matched lenders and get prequalified. Takes ~3 minutes.

"Not disclosed" means Capital CU does not publish this on their public site. "No restriction" means Capital CU explicitly states no limit.

Overview

Capital CU is a WI-based credit union that offers auto loan refinancing to its members. It lists rates as low as 4.24% APR and terms up to 84 months. Details not shown here weren't published on the pages we reviewed, so confirm eligibility and rates directly with the credit union.

What’s great

  • Refinances auto loans
  • Rates as low as 4.24% APR
  • Terms up to 84 months

What to know

  • Credit union membership is required; eligibility rules are on the credit union's site
  • Minimum credit score is not published
  • Published rates require an active checking account with monthly deposit and withdrawal activity

Eligibility

Minimum credit scoreNot disclosed
APR rangeNot disclosed
APR floor (as low as)From 4.24% — minimum only; full range not published
Maximum vehicle ageNot disclosed
Maximum mileageNot disclosed
Loan amount rangeNot disclosed
Term lengthUp to 84 months
States servedNot disclosed
Membership requirementNot disclosed

FAQ

See your matched lenders and get prequalified. Takes ~3 minutes.

Sources

Every figure on this page is sourced from Capital CU's own published materials. Rates, eligibility, and terms can change — verify directly with Capital CU before applying.

  1. [1]Vehicle Loans — Capital CU
    https://www.capitalcu.com/loans/vehicle-loans
    Last checked: October 2026
  2. [2]Rates and Fees — Capital CU
    https://www.capitalcu.com/rates-and-fees
    Last checked: October 2026