Blue Federal Credit Union
Blue Federal Credit Union — refinance your auto loan for rates as low as 5.49% APR.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Blue Federal Credit Union does not publish this on their public site. "No restriction" means Blue Federal Credit Union explicitly states no limit.
Overview
Blue Federal Credit Union provides auto refinancing options designed to help members lower their rates or monthly payments. With a strong presence in Colorado and Wyoming, Blue offers competitive rates starting at 5.49% APR for traditional car loans and even lower rates for electric and hybrid vehic…
What’s great
- Competitive starting APR of 5.49% for standard car loans
- Special lower rates available for hybrid and electric vehicles
- Flexible refinancing options for loans held at other institutions
What to know
- Specific loan terms and maximum vehicle age/mileage are not disclosed online
- Full APR range is not published
Eligibility
| Minimum credit score | Not disclosed |
| APR range | Not disclosed |
| APR floor (as low as) | From 5.49% — minimum only; full range not published |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Not disclosed |
| States served | 2 states |
| Membership requirement | Open to individuals who live, work, worship, or attend school in Wyoming or Colorado, employees of partner employers, or through membership in the Blue Foundation. |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Blue Federal Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Blue Federal Credit Union before applying.
- [1]Auto & Recreation Loans — Blue Federal Credit Unionhttps://www.bluefcu.com/loans/vehicle-loans/Last checked: October 2026
- [2]Join Membership at Blue — Blue Federal Credit Unionhttps://www.bluefcu.com/join/Last checked: October 2026