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Best for: Borrowers refinancing a personal-use vehicle

Beneficial State Bank

Beneficial State Bank — refinancing for non-commercial vehicles.

Min credit
Not disclosed
APR
Not published
Max vehicle age
Not disclosed
Max mileage
Not disclosed

See your matched lenders and get prequalified. Takes ~3 minutes.

"Not disclosed" means Beneficial State Bank does not publish this on their public site. "No restriction" means Beneficial State Bank explicitly states no limit.

Overview

Beneficial State Bank offers auto purchase and refinance loans and says you can "lower the rate or payment amount on your current non-commercial vehicle." Rates, terms, and loan amounts aren't published on the page we reviewed.

What’s great

  • Refinances non-commercial vehicles

What to know

  • Rates, terms, and loan amounts are not published
  • Commercial vehicles aren't covered

Eligibility

Minimum credit scoreNot disclosed
APR rangeNot disclosed
APR floor (as low as)Not disclosed
Maximum vehicle ageNot disclosed
Maximum mileageNot disclosed
Loan amount rangeNot disclosed
Term lengthNot disclosed
States servedNot disclosed
Membership requirementNot disclosed

FAQ

See your matched lenders and get prequalified. Takes ~3 minutes.

Sources

Every figure on this page is sourced from Beneficial State Bank's own published materials. Rates, eligibility, and terms can change — verify directly with Beneficial State Bank before applying.

  1. [1]Auto Loans — Beneficial State Bank
    https://www.beneficialstatebank.com/personal-banking/auto-loans
    Last checked: October 2026