BayPort Credit Union
BayPort Credit Union — as-low-as APRs from 4.99%, refinance terms up to 84 months.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means BayPort Credit Union does not publish this on their public site. "No restriction" means BayPort Credit Union explicitly states no limit.
Overview
BayPort Credit Union serves the Hampton Roads, Virginia community and offers auto loan refinancing. Its rates page lists as-low-as APRs of 4.99% for new 2025+ vehicles under 10,000 miles, 5.39% for used vehicles up to 6 years old, and 6.39% for used vehicles over 6 years old, with refinance financin…
What’s great
- Refinances auto loans from other lenders
- As-low-as APRs from 4.99%
- Refinance terms up to 84 months
What to know
- Credit union membership is required; eligibility is tied to the Hampton Roads, VA community and partner associations
- Minimum credit score is not published
Eligibility
| Minimum credit score | Not disclosed |
| APR range | 4.99% – 6.39% (as-low-as rates by vehicle age and mileage tier (new 2025 and newer under 10,000 miles; used up to 6 years; used over 6 years); rates based on creditworthiness) |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Up to 84 months |
| States served | 1 states |
| Membership requirement | Membership is open to the community in the Hampton Roads area; also family, ACC, or Financial Fitness Association members |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from BayPort Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with BayPort Credit Union before applying.
- [1]Rates — BayPort Credit Unionhttps://www.bayportcu.org/rates/Last checked: October 2026
- [2]Refinance — BayPort Credit Unionhttps://www.bayportcu.org/borrow/refinance/Last checked: October 2026
- [3]Auto & Vehicle Loans — BayPort Credit Unionhttps://www.bayportcu.org/borrow/auto-vehicle-loans/Last checked: October 2026