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Best for: Gulf South borrowers refinancing an auto loan

Barksdale Federal Credit Union

Barksdale FCU — published refinance APRs of 5.89%–17.15%, terms up to 78 months.

Min credit
Not disclosed
APR
5.89%–17.15%
Max vehicle age
Not disclosed
Max mileage
Not disclosed

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"Not disclosed" means Barksdale Federal Credit Union does not publish this on their public site. "No restriction" means Barksdale Federal Credit Union explicitly states no limit.

Overview

Barksdale Federal Credit Union serves communities in Louisiana, Arkansas, Mississippi, and Texas, and refinances auto loans from other lenders. Its refinance page lists rates as low as 5.89% APR for terms up to 78 months, with its current rate range spanning 5.89% to 17.15% APR depending on credit q…

What’s great

  • Refinances auto loans from other lenders
  • Published rate range of 5.89%–17.15% APR
  • Refinance terms up to 78 months

What to know

  • Credit union membership is required; eligibility is tied to Louisiana, Arkansas, Mississippi, and Texas communities
  • Minimum credit score is not published

Eligibility

Minimum credit scoreNot disclosed
APR range5.89% – 17.15% (range depends on credit qualifications and loan terms; refinance rates as low as 5.89% APR for terms up to 78 months)
Maximum vehicle ageNot disclosed
Maximum mileageNot disclosed
Loan amount rangeNot disclosed
Term lengthUp to 78 months
States served4 states
Membership requirementLive, work, worship, attend school, or own a business in parishes and counties throughout Louisiana, Arkansas, Mississippi, and Texas

FAQ

See your matched lenders and get prequalified. Takes ~3 minutes.

Get matched to lenders and prequalify on banks.com

Sources

Every figure on this page is sourced from Barksdale Federal Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Barksdale Federal Credit Union before applying.

  1. [1]Auto Loan Refi Promotion — Barksdale Federal Credit Union
    https://www.bfcu.org/promotions/autoloanrefi
    Last checked: October 2026
  2. [2]Consumer Loan Rates — Barksdale Federal Credit Union
    https://www.bfcu.org/rates/loan/consumerloanrates
    Last checked: October 2026
  3. [3]Auto, Boat & RV Loans — Barksdale Federal Credit Union
    https://www.bfcu.org/loans/auto-boat-rv-loans
    Last checked: October 2026
  4. [4]Membership — Barksdale Federal Credit Union
    https://www.bfcu.org/membership
    Last checked: October 2026