Axos Bank
Axos Bank — online auto refinancing, $10,000 to $100,000, terms up to 96 months.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Axos Bank does not publish this on their public site. "No restriction" means Axos Bank explicitly states no limit.
Overview
Axos Bank offers online auto refinancing for payoffs between $10,000 and $100,000 with terms up to 96 months. Vehicles must have under 125,000 miles (175,000 for diesel light-duty trucks) and be valued over $8,500, you must be current on your existing loan, and your existing lender must be FDIC or N…
What’s great
- Terms up to 96 months
- Online application
What to know
- Minimum payoff of $10,000
- Existing lender must be FDIC or NCUA insured
- Rates are not published
Eligibility
| Minimum credit score | Not disclosed |
| APR range | Not disclosed |
| APR floor (as low as) | Not disclosed |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | 125,000 miles |
| Loan amount range | $10,000 – $100,000 |
| Term length | Up to 96 months |
| States served | Not disclosed |
| Membership requirement | Not disclosed |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Axos Bank's own published materials. Rates, eligibility, and terms can change — verify directly with Axos Bank before applying.
- [1]Auto Loan Refinance — Axos Bankhttps://www.axosbank.com/personal/borrow/auto-loans/refinanceLast checked: October 2026