Altra Federal Credit Union
Altra Federal Credit Union — auto refinance discount of up to 1.00% APR.
See your matched lenders and get prequalified. Takes ~3 minutes.
"Not disclosed" means Altra Federal Credit Union does not publish this on their public site. "No restriction" means Altra Federal Credit Union explicitly states no limit.
Overview
Altra Federal Credit Union markets an Auto Refinance Discount: it will lower your current rate by up to 1.00% APR, or to your best merit rate, whichever is lower, when you refinance a car loan held by a lender other than Altra.…
What’s great
- Refinances car loans held by other lenders
- Published rate reduction of up to 1.00% APR
- Open to members in all 50 states
What to know
- Lease buyouts do not qualify for the refinance discount
- Published APRs and terms were not shown on the pages we reviewed
Eligibility
| Minimum credit score | Not disclosed |
| APR range | Not disclosed |
| Maximum vehicle age | Not disclosed |
| Maximum mileage | Not disclosed |
| Loan amount range | Not disclosed |
| Term length | Not disclosed |
| States served | Not disclosed |
| Membership requirement | Altra is a member-owned financial cooperative serving members in all 50 states |
FAQ
See your matched lenders and get prequalified. Takes ~3 minutes.
Sources
Every figure on this page is sourced from Altra Federal Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Altra Federal Credit Union before applying.
- [1]Auto Refinance Discount — Altra Federal Credit Unionhttps://www.altra.org/personal/loans/drive-altra/auto-refinance-discountLast checked: October 2026
- [2]Membership — Altra Federal Credit Unionhttps://www.altra.org/about-us/membershipLast checked: October 2026