Banks.com
All lenders
Best for: Kentucky borrowers refinancing an auto loan

Abound Credit Union

Abound Credit Union — refinance APRs as low as 5.24% (2023+) and 5.64% (2022 or older).

Min credit
670
APR
From 5.24%
Max vehicle age
Not disclosed
Max mileage
Not disclosed

See your matched lenders and get prequalified. Takes ~3 minutes.

Get matched to lenders and prequalify on banks.com

"Not disclosed" means Abound Credit Union does not publish this on their public site. "No restriction" means Abound Credit Union explicitly states no limit.

Overview

Abound Credit Union serves communities in Kentucky and publishes dedicated vehicle refinancing rates: as-low-as APRs of 5.24% for 2023-or-newer vehicles and 5.64% for 2022-or-older vehicles. Its help portal lists a minimum credit score of 670.…

What’s great

  • Dedicated auto refinance page
  • As-low-as APRs of 5.24% (2023 or newer) and 5.64% (2022 or older)
  • Published minimum credit score of 670

What to know

  • Credit union membership is required; eligibility is tied to areas of Kentucky
  • Published terms were not shown on the pages we reviewed

Eligibility

Minimum credit score670
APR rangeNot disclosed
APR floor (as low as)From 5.24% — minimum only; full range not published
Maximum vehicle ageNot disclosed
Maximum mileageNot disclosed
Loan amount rangeNot disclosed
Term lengthNot disclosed
States served1 states
Membership requirementYou live, work, worship, attend school or do regular business in certain areas of Kentucky

FAQ

See your matched lenders and get prequalified. Takes ~3 minutes.

Get matched to lenders and prequalify on banks.com

Sources

Every figure on this page is sourced from Abound Credit Union's own published materials. Rates, eligibility, and terms can change — verify directly with Abound Credit Union before applying.

  1. [1]Refinance Your Vehicle — Abound Credit Union
    https://www.aboundcu.com/loans/vehicle-loans/auto-loans/refinance-your-vehicle
    Last checked: October 2026
  2. [2]Credit Requirements Help Article — Abound Credit Union (help portal)
    https://aboundcuhelp.upstart.com/what-are-the-minimum-credit-requirements-to-receive-a-loan
    Last checked: October 2026
  3. [3]Commonly Asked Questions — Abound Credit Union
    https://www.aboundcu.com/community-support/get-in-touch/commonly-asked-questions
    Last checked: October 2026